Build, protect, and preserve your wealth.
Our Approach — Supercharge Your Wealth Strategy
We design pathways for families and individuals who want to create strong financial foundations, protect income, and build generational wealth. As a licensed wealth strategist and educational psychologist, Dr. Whitney combines her passion for teaching with her expertise in financial strategy. Her mission: make financial literacy accessible, practical, and attainable for everyday families.
The Wealth Design saves families with the basics of financial planning: asset protection, saving, and investment.
Transform Your Mindset. Secure Your Finances.
At Black Lightning Education Consulting, transformation isn’t just for workplaces and classrooms – it’s for your financial life, too. Through the Wealth Design, Dr. Whitney provides families and individuals with the knowledge, tools, and strategies to build wealth with confidence.
The case for change
Too many families are left vulnerable because they:
Rely only on jobs or retirement plans that don’t guarantee stability
Think life insurance is only usable after death
Don’t know how to protect their income from unexpected emergencies or taxes
The Wealth Approach changes this. With the right strategy, you can protect your family and build wealth that grows even in uncertain times.
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Low engagement and uneven access in financial education
One-size-fits-all financial planning that misses individual variability
Unclear outcomes and a weak understanding of cash accumulation strategies
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Life insurance with all three living benefits (terminal, critical, chronic)
Financial coaching that works with your schedule
Wealth and legacy planning for asset-building, not just investments
The Black Lightning Education Approach
Financial education that makes sense
Clear, relatable guidance to help you understand how money works, how to keep more of it, and how to make it work harder for you.
Protection with living benefits
Protect your income and your health with modern life insurance policies that go beyond death benefits —covering critical illness, disability, and emergencies while you’re living.
Wealth and legacy strategy
Create a roadmap that protects your family today and passes on a lasting legacy for tomorrow. From tax-smart planning to legacy protection, you’ll have a plan that grows with you.